The exasperating truth is that if you are a high-income earner, either from employment, business income or capital gains, you have probably come to the realization that the more you make the less effective your existing tax strategy is.

If your income has increased, but your tax strategy has not evolved along with it, you are probably over paying more tax than you need to. You have

You contribute to your employer’s retirement plan and your IRA—maybe even a Roth —to the maximum limits and you CPA comes up with some deductions, but your tax bill still increases.  That’s an indication that you have probably outgrown your tax advice.

It’s not your fault. It’s not your CPAs fault; he’s doing everything that he’s trained to do. The problem is that basic tax advice isn’t designed for high earners or successful investors.

The work of a CPA centers around compliance and tax reporting, not tax reduction. You CPA is historian. CPAs look to the past and file tax reports of what happened in the rear-view mirror. What they don’t do is forward looking tax planning—modifying your income and investment to reduce taxes.  It’s not the job of a CPA. 

High income earners, business owners with large profits, or even investors with windfalls such as the sale of a business or large capital gains events need the proactive planning of a tax strategist.  Strategists employ the opportunities that most people don’t know exist or assume are in the exclusive purview of the ultra-wealthy.  

What You Might Be Missing

- Offsetting W-2 income using structured business ownership or advanced giving

- Reducing long-term capital gains via depreciation and special allocation rules

-  Creating fully deductible business expenses even if you don’t need new equipment or staff

- Leveraging charitable contributions to create 3–5X deduction impact

- Offsetting prior-year income through compliant, structured loss positions

These are not gimmicks, loopholes or sketchy deductions, they’re tax code compliant, strategies used by people every day who simply wanted to stop paying more in tax than they need to.

How We Help
The Bluecrest’s team of strategic partners of tax attorneys, CPAs and tax strategists, design legal, specialized tax strategies for high income earners and successful business owners. Our job is to reduce your taxes, in both the short- and long term.

If you paying more taxes that you should —or just think you are—start a conversation. Let’s explore how specialize tax reduction strategies can change your financial future.